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Want a first home buyer scheme spot? Here’s how to get the inside lane

Want a first home buyer scheme spot? Here’s how to get the inside lane

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to...
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Refinancing numbers are surging across the country, here’s why

Refinancing numbers are surging across the country, here’s why

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing...
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No more Mr Nice Guy: the ATO wants its money

No more Mr Nice Guy: the ATO wants its money

Tax time is just around the corner and the ATO has sent out a warning to businesses around the country...
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RBA increases cash rate for second consecutive month, to 0.85%

RBA increases cash rate for second consecutive month, to 0.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much...
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Banks tighten lending, reducing the maximum you can borrow

Banks tighten lending, reducing the maximum you can borrow

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as...
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Bulk of SMEs preparing for growth over next 12 months: research

Bulk of SMEs preparing for growth over next 12 months: research

Small businesses around the nation are once again confident about their future and ready to start driving toward their next...
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ATO hit list: rental property income and capital gains

ATO hit list: rental property income and capital gains

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax...
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The two major parties’ first home buyer policies explained

The two major parties’ first home buyer policies explained

Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of...
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EOFY alert! Financial year-end is fast approaching

EOFY alert! Financial year-end is fast approaching

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost...
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Ready for lift-off: how to prepare a buffer for more rate rises

Ready for lift-off: how to prepare a buffer for more rate rises

Rate rises are a bit like taking off in a plane. Sure, it’s a bit nervy, but so long as...
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RBA increases cash rate to 0.35% amid high inflation concerns

RBA increases cash rate to 0.35% amid high inflation concerns

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high...
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SMEs invest in machinery, IT and energy-efficient assets for growth

SMEs invest in machinery, IT and energy-efficient assets for growth

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable...
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Brace yourselves: a May rate hike might be coming next week

Brace yourselves: a May rate hike might be coming next week

The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after...
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Attention first home buyers! Price caps increase for 5% deposit scheme

Attention first home buyers! Price caps increase for 5% deposit scheme

First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in...
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How to avoid becoming a victim of underquoting

How to avoid becoming a victim of underquoting

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have...
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What the!? Tesla came third on the new vehicles sold list?

What the!? Tesla came third on the new vehicles sold list?

Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up...
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How to save a first home deposit in just over a year

How to save a first home deposit in just over a year

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new...
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Budget winners: first home buyers, regional buyers, single parents

Budget winners: first home buyers, regional buyers, single parents

First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this...
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16 ways the government should tackle housing affordability: report

16 ways the government should tackle housing affordability: report

Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16...
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How much have car prices gone up since the pandemic began?

How much have car prices gone up since the pandemic began?

Most of you would have noticed that car prices have gone up significantly over the past two years. But how...
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Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial.

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AUTHORISED REPRESENTATIVE

Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia.

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Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.