Estate Planning

It’s a topic that many people don’t like to think about and one as a culture we don’t often discuss openly or proactively. We spend a lot of time in our lives working to accumulate assets and perhaps we may be fortunate enough to inherit wealth, so it makes sense at some point, to spend some time on our estate planning. It is important to be aware that estate planning can be a very emotive topic. Combine money, love, relationships and family dynamics in one conversation about your estate plan and things are likely to get a little emotional. Add blended families to the mix and things maybe even more emotionally charged. 

We’re ready willing and able to assist you in developing your estate plan, and we will work with your legal and accounting professionals where appropriate.

contact us

PO Box 1218

Kingscliff NSW 2487

M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial, are Authorised Representatives of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252) an Australian Financial Services Licensee.

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Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia, Credit Representative Number 492820, are credit representatives of BLASSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

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Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.