Investing and Wealth Creation

Designing a Plan is the key to successful investing.  Successful investing is a journey and understanding your current position and your financial goals are imperative to establishing the most suitable pathway. Unless we know these starting and end points, designing this right pathway is filled with danger. In creating a plan we research and recommend investments that fit your investing time frame and risk tolerance and as a result help you reach your financial goals sooner.   Our process:

  • Review your finances
  • Set your financial goals
  • Understand investment risks
  • Research investment options
  • Build your portfolio
  • Review
contact us

Shop 12, Kingscliff Shopping Village

24 Pearl Street

PO Box 1218

Kingscliff NSW 2487

M 0433 149 788


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial.

Privacy Policy


Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia.

Credit Guide and Privacy Statement

Privacy Policy


Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.