About Paul

Helping people escape the debt cycle and move towards financial wellbeing

Paul Cluff is genuinely passionate about helping everyday Australians escape the debt cycle and improve their financial health and well-being.   He is dedicated to enriching the lives of his clients by removing their financial stress.

Paul started MoneySmith Group in 2017 and brings over 35 years’ experience in the financial services industry including, Senior Management, Bank Franchise owner, Mortgage Broking, Financial Planning and Insurance Services.  Paul is committed to continued education and professional development and is an active member of Financial Planning Association of Australia (FPA) and the Mortgage and Finance Association of Australia (MFAA). He is a Registered Tax (Financial) Adviser and holds an Advanced Diploma of Financial Planning and a Diploma of Finance and Mortgage Broking Management.

In his free time, Paul loves the beach, being outdoors and is an all-round sports fan.  As a former PT, Paul is passionate about well-being, health and fitness and constantly switches up his routines from training for a challenge, to mastering headstands at yoga.

I love being part of the community and in 2000 I was successfully nominated by clients and colleagues to be a runner in the Olympic Torch relay.  A proud moment!

Your success is our ultimate reward.


PO Box 1218

Kingscliff NSW 2487


M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial, are Authorised Representatives of Ausure Pty Ltd ABN 94 096 971 854 AFS Licence No. 238433, an Australian Financial Services Licensee.

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Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia, Credit Representative Number 492820, are credit representatives of BLASSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

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Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.