MoneySmith Group

The Premier Mortgage Broker of the Tweed Coast & Southern Gold Coast

Creators of Mortgage 180 — a smarter way to reduce interest, accelerate repayments and take control of your mortgage.

Most brokers help you get a loan.
At MoneySmith, we show you how to master it.

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2025 5-Star Mortgage Innovator Badge
2025 5-Star Mortgage Innovator Badge
2025 5-Star Mortgage Innovator Badge
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Smart Mortgage Solutions Australia Wide

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Financial Advisors

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Tailored Financial Planning

MoneySmith Group

Mortgage Brokers & Financial Planners, Ready to Assist


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Contact Us

Mortgage 180 — The Smarter Way to Beat Your Mortgage

Created by Paul Cluff after 40+ years in banking, lending, and financial planning, Mortgage 180 helps homeowners:


  • Reduce lifetime interest
  • Accelerate repayments
  • Build equity faster
  • Structure repayments intelligently


It’s not an add-on — it’s our core difference.

Learn How Mortgage 180 Works

Comprehensive Mortgage & Financial Solutions

First-home buyers, refinancing, investment loans, self-employed solutions.

Super, retirement, wealth strategies, investments.

Calculators, forms, insights.

We’re Not Your Average Mortgage Broker



Book Your Free Strategy Session
  • Mortgage 180 Integration – Smarter repayments, faster freedom
  • Holistic Support – Broking + standalone advice under one roof
  • Local Expertise, National Reach – Tweed Coast/Southern Gold Coast & beyond
  • 40+ Years Experience – Led by Paul Cluff, banking, broking & planning
  • Client-First Approach – Education, free tools, annual reviews
  • Proven Results – Happy clients, measurable savings