• Financial Advice

    Your path to financial freedom

  • Mortgage Broking

    Get the loan that’s right for you

Money doesn’t buy happiness, but it certainly impacts it.

While we often play down and even deny the importance of money in our lives, the reality is it’s connected to everything. Your health and wellbeing, relationships, happiness, quality of life and future comfort can all be impacted by how well you manage your money today.

At MoneySmith we believe that nothing is more important than the wellbeing and financial security of you and your family. That is why as financial planners and finance brokers we help clients like you, to take charge of their finances and move from week-to-week living to a fuller, happier, and more financially empowered life.

Signup to our mailing list

Are you working for money or is money working for you?

Whether you need help to budget, secure finance, build wealth or provide security for your family through insurance, estate planning and smarter superannuation strategies, MoneySmith will show you how to put your money to work.

Understanding that each person has a unique set of circumstances, experiences, beliefs and behaviours, we take the time to get to know you and your financial pain points. We cut through the complexity to provide the advice, guidance and motivation you need to make smarter choices that provide greater returns.

The financial seeds you plant today, determine how green your grass is tomorrow. What are you growing? Call us today on 1300 788 552 to take back control of your financial future.


Paul Cluff is genuinely passionate about helping everyday Australians escape the debt cycle and improve their financial health and well-being. He is dedicated to enriching the lives of his clients by removing their financial stress.

Read More

Contact Us

Phone: 1300 788 552
Email: paul.cluff@moneysmithgroup.com.au
Address: PO  Box 1218, Kingscliff, NSW 2487


PO Box 1218

Kingscliff NSW 2487


M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial, are Authorised Representatives of Ausure Pty Ltd ABN 94 096 971 854 AFS Licence No. 238433, an Australian Financial Services Licensee.

Privacy Policy


Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia, Credit Representative Number 492820, are credit representatives of BLASSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Credit Guide and Privacy Statement


Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.