MoneySmith Group
The Premier Mortgage Broker of the Tweed Coast & Southern Gold Coast
Creators of
Mortgage 180 — a smarter way to reduce interest, accelerate repayments and take control of your mortgage.
Most brokers help you
get a loan.
At MoneySmith, we show you
how to master it.
Smart Mortgage Solutions Australia Wide
Financial Advisors
Tailored Financial Planning
Mortgage 180 — The Smarter Way to Beat Your Mortgage
Created by Paul Cluff after 40+ years in banking, lending, and financial planning, Mortgage 180 helps homeowners:
- Reduce lifetime interest
- Accelerate repayments
- Build equity faster
- Structure repayments intelligently
It’s not an add-on — it’s our core difference.
Comprehensive Mortgage & Financial Solutions
First-home buyers, refinancing, investment loans, self-employed solutions.
We’re Not Your Average Mortgage Broker
- Mortgage 180 Integration – Smarter repayments, faster freedom
- Holistic Support – Broking + standalone advice under one roof
- Local Expertise, National Reach – Tweed Coast/Southern Gold Coast & beyond
- 40+ Years Experience – Led by Paul Cluff, banking, broking & planning
- Client-First Approach – Education, free tools, annual reviews
- Proven Results – Happy clients, measurable savings


