Financial advice and support to help you live the life of your dreams.

What’s your money story and is it holding you back?

What you tell yourself about money can keep you stuck in a financial rut where you get caught up in stories that aren’t necessarily true.  For example, what you say about money, how you feel about money, your belief about it and how you use money.  Simply put, you money story is all the unconscious beliefs you have about money and what you believe is possible.  Negative stories can lead to financial stress and overwhelm where you become the story you tell yourself.

How would your life change if you had a different story?  With experience on our side, more than 36 years in the financial services industry and many happy clients, we are confident that through personalised, specific and clear advice, we can help you to improve your money story so you can achieve your goals and enjoy financial well-being and increased happiness.

Yes, it’s really possible and we will help you all the way!!

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Paul Cluff is genuinely passionate about helping everyday Australians escape the debt cycle and improve their financial health and well-being. He is dedicated to enriching the lives of his clients by removing their financial stress.

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Contact Us

Phone: 1300 788 552
Address: PO  Box 1218, Kingscliff, NSW 2487


PO Box 1218

Kingscliff NSW 2487

M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial.

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Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia.

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Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.