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Are you thinking about buying a commercial property? There are a few things you need to be aware of, like you may require a larger deposit than a regular mortgage. A commercial loan is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
Our team focuses on helping businesses identify loan structures that align with their goals while maintaining financial clarity. From understanding eligibility criteria to reviewing repayment terms, we guide you through the process step by step.
Careful planning and understanding the loan terms can make a significant difference in managing your business finances. Our team is dedicated to providing clarity and support throughout the entire process.
For more information on commercial loans, contact MoneySmith Group on 1300 788 552. We assist clients Australia-wide, including Murwillumbah, Kingscliff, the Gold Coast and the Northern Rivers.
Securing a commercial loan involves evaluating various factors to prioritise aligning the funding with your financial and business objectives. Our services include comprehensive support designed to navigate these complexities with ease.
A clear understanding of your financial goals can help identify the most suitable loan structure for your business. We offer guidance to help simplify the decision-making process and support your journey.
Knowing your business's financial position is essential to making informed decisions. Contact us today to explore your options for securing a commercial loan.
Commercial loans are financial products designed to support businesses in funding property purchases, operational needs, or expansions. They can have specific requirements, such as providing financial statements and demonstrating business viability.
Understanding the terms, rates, and lender expectations is crucial when applying.
Lenders typically evaluate the financial stability of the business, including income, expenses, and profitability. They may also review the applicant's credit history and the purpose of the loan. Preparing thorough financial documentation can streamline the application process.
Lenders often require business plans or forecasts to assess long-term sustainability. Demonstrating a clear repayment strategy is also key to strengthening an application.
Factors include the financial health of the business, loan amount, and repayment capacity. Lenders may also consider the applicant's credit history and the proposed use of funds. Ensuring clear and accurate financial records is essential for approval.
Additional factors, such as industry trends or economic conditions, may also influence lending decisions. Regular reviews of business performance can help identify areas for improvement before applying.
Common types include term loans, lines of credit, and equipment financing. Each loan type is suited to specific business needs, such as property purchases or funding ongoing operations. Reviewing your financial goals can help determine the most suitable option.
It’s important to understand the repayment terms and any associated fees for each loan type. Seeking guidance can simplify the process of selecting the right loan for your business.
T. 1300 788 552
T. 0433 149 788
ACN: 108 370 341
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Mortgage Broking-Skyeblu Pty Ltd ACN 108 370 341 ATF Skyeblu Trust ABN 72 898 673 754 is a corporate authorised representative (AR) # 492820 and Paul Cluff Trust Authorised Representative (AR) # 383304 are authorised representatives of Yellow Brick Road Finance Pty Limited CAN 128 708 109, a wholly owned subsidiary of the Yellow Brick Road group, Australian Credit Licence (ACL) 393195
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Financial Planning/Advice
MoneySmith Advice Pty Ltd ATF Moneysmith Advice Trust is a corporate Authorised Representative (# 130807) of Spark Advisers Australia Pty Ltd (ABN 34122486935) (AFSL 380552)
General Advice Warning
Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.