Business Loans

Arranging Business Loans in Kingscliff

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Grow Your Business

Are you thinking about investing in a new commercial premises or borrowing money for car or equipment costs? Maybe you need a business loan for cash flow purposes; we can give you the tailored support you need. 

 

One of the biggest challenges of owning a business is ensuring you have access to capital to run and grow your business. 

 

We would love to help you find the right solution so you can achieve your goals. To find out more about how the team at MoneySmith Group can help you to grow your business, contact us on 0433 149 788. We assist clients all throughout the Northern Rivers and surrounds, including Tweed Heads, Banora Point, Pottsville, Murwillumbah, Ballina, Gold Coast and Robina . 

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Finding You the Right Loan

At MoneySmith Group, we understand that there are many different types of business loans available, each with its own pros and cons. We can help you compare your different options and find the one that suits your needs. 

 

Whether you need a short-term solution for occasional expenditures or a long-term option for large projects, we can assist you with applying for the right loan. We can provide you with offers for overdrafts and business equity lines, as well as fixed-rate and business variable loans, all of which come with different repayment terms and conditions. Contact us today to learn about which options are available for your business. 

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Why Choose Us?

  • We have access to a large panel of lenders and banks. 
  • We will assist you with calculating how much funding you can borrow. 
  • We will consider your needs carefully before providing you with your loan options. 
  • We will guide you through the loan application process in terms you understand. 
  • We will manage the loan application process and provide you with updates. 
  • We stay up to date with what is on offer to ensure our clients get the best possible deal. 
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Frequently Asked Questions

  • What information do I need to apply for a business loan?

    To apply for a business loan, you'll need to provide financial statements for your business, including profit and loss statements, balance sheets and tax returns. You'll also need to provide information on your business's revenue and expenses, as well as your personal financial information.

  • What are business overdrafts usually used for?

    Business overdrafts are usually used to cover short-term cash flow needs, such as unexpected expenses or seasonal fluctuations in income. They can also be used to finance the purchase of inventory or equipment or to take advantage of business opportunities that arise suddenly.

  • What are business equity lines?

    A business equity line is a loan secured by the equity in your business. The equity in your business is the difference between the fair market value of your business and the outstanding balance on any loans against your business. A business equity line can provide you with access to funds when you need them, up to the limit of the line.

  • What’s the difference between fixed-rate and business variable loans?

    The terms fixed-rate and variable-rate refer to how interest rates on business loans are charged. A business loan with a fixed interest rate means that the borrower will pay the same rate for the life of the loan. In contrast, a business loan with a variable interest rate will have an interest rate that fluctuates over time. 

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