Development Loans

Arranging Constructions Loans in Kingscliff

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Property Development Lending 

Need funding for your next big investment? At MoneySmith Group, we understand that your needs might be a bit different. 

 

A property development loan can help you fund construction of more than one property on one title. Generally, there are two types: residential and commercial. 

 

Get in touch with us on 0433 149 788 to find out if you qualify for a construction loan. Located in Kingscliff, we offer our services to clients throughout the Northern Rivers and surrounds, including Tweed Heads, Banora Point, Pottsville, Murwillumbah, Ballina, Gold Coast and Robina . 

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Why Choose Us?

At MoneySmith Group, we understand finding the right loan for residential and commercial property developments can be challenging. We have access to a wide variety of lenders, as well as the big four banks, and we will do everything possible to find you an offer that will help you to get the most out of your loan. 

 

We also know that time is of the essence when it comes to property developments; we will communicate with you throughout the entire process to ensure you know where you stand so you can get started on your project as soon as possible. Contact us today to learn more. 

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Specialist Lending

Want to buy a home or area for development but unsure whether you meet the criteria for a standard loan? You may be eligible for specialist lending. At MoneySmith Group, we can assist clients who have had trouble getting traditional home or property development loans. Contact us today if you:

  • Don’t have a strong credit history 
  • Have had to apply for bankruptcy in the past 
  • Don’t have the documentation required for regular loans 
  • Receive income but have difficulty proving it 
  • Want to consolidate several loans 
  • Want to use part of a loan for business investments 

If any of the above apply to you, we may be able to help. For specialist lending, we do not use credit scoring and will evaluate your circumstances individually. 

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Frequently Asked Questions

  • What’s the difference between residential and commercial property loans?

    The main difference between residential and commercial property development loans is that commercial loans are typically for larger projects and involve more risk. Because of this, commercial loans often have higher interest rates and require a more detailed business plan. Additionally, commercial loans may be harder to qualify for than residential loans.

  • What’s needed to qualify for a commercial property development loan?

    To qualify for a commercial development loan, you'll need to have a strong credit score and a solid business plan. You'll also need to provide collateral, such as property or equipment, to secure the loan.

  • How does specialist lending work?

    Specialist lenders typically offer a range of products and services that are designed to meet the specific needs of their target market, which can include people with bad credit, self-employed borrowers or those who are looking for a non-conventional home loan. Specialist lenders typically offer higher interest rates than mainstream lenders. Still, they can also provide a more flexible approach to lending, which can be beneficial for borrowers who have specific needs.

  • Are there any restrictions on who can apply for specialist lending?

    Yes, there are certain restrictions in place for specialist lending. For example, you need to be employed and earn a minimum income. Other criteria may apply, so it's best to contact us and discuss your individual circumstances with our team. 

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