Money Smith Group Mortgage Broker and Financial Advisor in the Northern Rivers

We’re here to help you turn your money story into a successful one. 

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What’s Your Money Story?

What you tell yourself about money can keep you stuck in a financial rut where you get caught up in stories that aren’t necessarily true. For example, what you say about money, how you feel about money, your beliefs about it and how you use money. Simply put, your money story is all the unconscious beliefs you have about money and what you believe is possible. Negative stories can lead to financial stress and overwhelm where you become the story you tell yourself. 

 

How would your life change if you had a different story? With experience on our side, more than 38 years in the financial services industry and many happy clients, we are confident that through personalised, specific and clear advice, our financial advisors can help you to improve your money story so you can achieve your goals and enjoy financial well-being and increased happiness. 

 

Yes, it’s really possible and we will help you all the way! 

Here is what you can expect from your free session with MoneySmith Group, which can be over the phone, by zoom or in our office: 

  • We will talk about your current financial situation and look at any short term or long term goals you may have. 
  • We’ll identify any issues or concerns or questions you would like some guidance on. 
  • We will discuss available options to help you move toward improving your financial situation and achieving your goals. 
  • We will wrap up with an actionable step you can take immediately to improve your situation.   

Located in Kingscliff, we assist clients all throughout the Northern Rivers and surrounds, including Tweed Heads, Banora Point, Pottsville, Murwillumbah and Ballina, Gold Coast and Robina. 

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Our Mission—Financial Empowerment for Everyone

We aim to educate and empower people to make positive and sound decisions so they can reach their financial goals. 

 

We do this through professional, robust and quality advice, cutting through the noise and confusion in the market. 

 

Our mission is to lead, guide and support you along the path to financial health and well-being. 

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Who We Are 

“Success is neither magical nor mysterious. 

Success is the natural consequence of consistently applying basic fundamentals.” 

― Jim Rohn 

I started MoneySmith Group in 2017 following over 38 years in the financial services industry, where I witnessed first-hand the financial struggles of everyday Australians. I began to see that our education system and often our own parents taught us financial survival strategies serving only to the lowest level of financial growth.   

 

A poor financial state is confidence-destroying and creates financial stress. True wealth is more than just finance. It also includes health, wellness and human connection. My business is about this connection. 

 

Through tailored advice, structured programs and dynamic financial software, I help people move from surviving to thriving. My clients receive the guidance, support, education and motivation they need to build financial literacy and to achieve their goals. 

 

We bust the myth that financial planning is only for the wealthy and make it our business to get people on the road to financial health and well-being. 

 

Are you ready to improve your financial well-being and to start achieving your financial goals? 

 

Call us today on 1300 788 552 to book a 30-minute discovery session to help you get crystal clear on what you want to achieve and what’s currently holding you back from a better financial life. 

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About Paul—Founder & Director

Paul Cluff is the founder and director of MoneySmith Group. He is genuinely passionate about improving the financial health and well-being of all his clients. 

 

Paul started MoneySmith Group in 2017 and brings over 37 years’ financial services experience, including mortgage broking, financial planning, and banking. He spent over 10 years as owner/manager of a Bank of Queensland Franchise at West End in Brisbane, where he developed a loyal client base with a broad range of needs. 

 

Paul is committed to his continued education and professional development and is an active member of the Financial Planning Association of Australia (FPA) and the Mortgage and Finance Association of Australia (MFAA). 

 

Paul is a Registered Tax (Financial) Adviser with an Advanced Diploma of Financial Planning. He is currently finalising his Graduate Diploma of Financial Planning AQF8 level. Paul also holds a Diploma of Finance and Mortgage Broking Management to complement his extensive lending experience.. Paul also holds a Diploma of Finance and Mortgage Broking Management to complement his extensive lending experience. 

 

In his free time, Paul loves being outdoors and is an all-round sports fan. He loves the beach and is a volunteer Surf Life Saver for the Cudgen Beach Club at Kingscliff. As a former PT, he is passionate about health, well-being, and fitness. He constantly switches up his routines from training for a challenge to mastering headstands at yoga. 

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Reach Out

We have access to more than 30 different lenders, including the big four banks. We'll help you compare their interest rates, repayment periods and fees so you can make an informed decision about which home loan is right for you.

Making the decision to purchase your first home is a big one—and we're here to help. We'll work with you to explore all your options, including any eligibility you may have for a first home buyer grant.

If you're looking to apply for a personal loan, we can help. We have access to an extensive range of lenders and can assist you with comparing their offers to find the right loan for you.

Looking to finance a new or used car? We can help! We have a wide variety of fixed and variable-rate loan offers for you to choose from with competitive rates.

We specialise in providing superannuation advice and can help you find the right accumulation or defined benefit fund to suit your needs. We can also help you choose a MySuper product that will give you the best possible benefits.

We’re here to give you peace of mind should the unexpected occur and guide you through personal insurance policies that will provide financial support if you’re unable to work.

Are you looking to invest in property? Our financial advisors can provide you with the assistance you need to make informed investment decisions on residential and commercial properties.

We'll take the time to understand your business and what you're looking to achieve, then match you with the loan that makes the most sense for you.

LOCATIONS WE SERVICE

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