Financial Planners in Kingscliff

About Our Team

Supporting Australians with Mortgage Broking & Financial Planning

Paul Cluff is the founder and director of MoneySmith Group and is passionate about improving the financial health and well-being of his clients. 


With a history in mortgage broking, financial planning, and banking, Paul has been working in the financial services industry for over 40 years, . Before starting MoneySmith Group, he spent more than a decade as the owner and manager of a Bank of Queensland Franchise in Brisbane’s West End. During that time, he built a loyal client base with diverse financial needs. 


Paul is committed to staying at the forefront of his field. He is an active member of the Financial Advice Association Australia (FAAA) and the Mortgage and Finance Association of Australia (MFAA). His credentials include: 


  • Registered Tax (Financial) Adviser 
  • Graduate Diploma of Financial Planning 
  • Diploma of Finance and Mortgage Broking Management 


Outside of work, Paul is an avid sports fan and enjoys spending time outdoors. As a former personal trainer, he has a passion for health, fitness, and overall well-being—a philosophy he integrates into his work.

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Paul Cluff — MoneySmith Group In Kingscliff, NSW

Mortgage Broking

Graham Brims — MoneySmith Group In Kingscliff, NSW

Graham Brims

Graham has worked in the finance industry for over 20 years', primarily in the banking and mortgage broking sectors. Graham holds a Diploma of Finance and Mortgage Broking Management and is a member of Mortgage and Finance Association of Australia (MFAA).


Having bought and sold properties of his own over time, Graham is able to pass on advice to his clients in the same process.


If you are a first-home buyer or an avid property investor, Graham’s aim is to guide and educate you through the processes of seeking finance. He helps ensure his clients achieve the best possible outcome and experience based on their current situation and their ongoing financial goals.


Graham is a sports fan, and you may see him from time to time at the local footy, soccer or cricket ground reminiscing of the good old days. Growing up on the Tweed Coast and living on the Gold Coast for over 20 years, Graham sees himself as a bit of a local to the regions and looks forward to helping other fellow locals.


“Whether you are a first-time home buyer, looking to upgrade your current home or a property investor, I look forward to hearing from you.”

Graham

Paul Barbagallo — MoneySmith Group In Kingscliff, NSW

Paul Barbagallo

Paul’s journey to become a mortgage broker began many years ago where through the buying and selling of his own properties, he began to understand and appreciate the importance of good advice and a well-managed process.


Paul understands not only the joys of attaining a property, but also the uncertainty that can come along. Although coming into broking later in life, Paul believes the skills and knowledge he has gained through 20 years of hospitality has given him a unique perspective and it is through this perspective that he is able to really listen to the wants and needs of his clients.


“The MoneySmith Group has similar ethics and values that align with my own, which is why I chose to come onboard with them. I hope to help others as they helped me with my own dreams of owning my own home.”

Paul


Danny Muller

Following a successful career in the education industry, Danny graduated with a Diploma of Finance and made the switch to mortgage broking to have a greater, more direct impact in helping people. He offers his clients flexible, customised products designed to suit their lending needs. The switch has also allowed him to support the charity he founded, Health Check Up.


Danny’s primary focus is home loans, refinancing and construction loans. In addition, he offers clients advice and guidance when it comes to saving up for their first home or expanding their property portfolios. Danny’s goal has always been to make his customer’s life easier by educating them with an efficient borrowing process regardless of the customer’s financial circumstances.


Outside of work, Danny has a passion for sport and a genuine desire to help. As a fully licensed drone pilot, he also loves to explore the beauty of Queensland by capturing amazing moments of nature.


“I think ultimately the purpose of being a broker for me is to make my customer’s life easier and if I can create one less stress in someone’s life, I’ve had a win!”

Danny


Danny Muller — MoneySmith Group In Kingscliff, NSW

Financial Planning

Rachael Glover

Rachael has worked in the financial planning industry for 16 years and has been a licensed financial adviser since 2013.


She is a registered tax (financial) adviser and holds a Diploma and an Advanced Diploma in Financial Services (Financial Planning). With a commitment to continued education and professional development, she is currently completing a Graduate Diploma of Financial Planning. She is also a member of the Financial Advice Association Australia (FAAA).


Rachael offers vast experience and a passion for working with clients that understand the benefit of experience and quality financial advice. She is committed to building long-term sustainable relationships with her clients and strives to provide clients with peace of mind throughout their life journey.

Rachael Glover — MoneySmith Group In Kingscliff, NSW
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