Get in touch
555-555-5555
mymail@mailservice.com
Considering re-financing your loan? The most common reason people consider re-financing is to get a better interest rate. But it can also give you access to the equity of your home to cover major costs such as school fees, a family holiday or allow you to renovate your property which could, in turn, add to its value.
Before you make the decision, talk to us and we will help you consider all the options available to you.
Our team can help you understand the complexities of refinancing, assess loan products, and manage the transition effectively. Taking the time to evaluate your current loan and financial position is critical to making informed decisions.
For refinancing assistance, call MoneySmith Group at
1300 788 552 to arrange a consultation. We serve clients Australia-wide, including areas like Murwillumbah, Kingscliff, the Gold Coast and the Northern Rivers.
Curious about how we can help you pay off your home loan faster?
Visit our Mortgage One-Eighty page to uncover the strategy that can allow you to cut your loan term in half—without disrupting your budget.
We at Moneysmith offer free consultations for Mortgage One-Eighty.
Refinancing involves more than just changing loan terms. Evaluating the full scope of available options ensures that the new arrangement aligns with your financial goals.
Taking time to assess both the benefits and costs of refinancing helps ensure it aligns with your long-term objectives. Seeking tailored advice can further clarify your options.
Understanding your financial priorities is essential to making the right choice. Contact us to learn how we can support clients through refinancing decisions.
Refinancing replaces an existing mortgage with a new one, often to access better rates, features, or repayment terms. It involves assessing current loans and comparing new options. Understanding fees and conditions is crucial before proceeding.
Refinancing may also offer opportunities to adjust your repayment structure. Carefully reviewing the impact on your overall financial position is essential before making a decision.
Refinancing is worth considering if your financial situation or goals have changed. Assessing factors like interest rates, repayment terms, and loan features can help determine suitability.
A professional evaluation of your current loan can highlight potential benefits or drawbacks. Consider your long-term financial goals to ensure refinancing aligns with your objectives.
Costs can include application fees, valuation charges, and exit fees. Evaluating these alongside potential savings can support a clear understanding of the financial implications.
Additionally, some lenders may offer incentives to offset costs. Reviewing all terms and conditions thoroughly helps you avoid unexpected expenses.
Yes, refinancing can help consolidate multiple debts into a single mortgage. This can simplify repayments and may reduce overall interest costs, depending on the loan terms.
It is important to ensure the consolidated debt structure supports your financial goals. Seeking advice can clarify whether this approach is appropriate for your situation.
T. 1300 788 552
T. 0433 149 788
ACN: 108 370 341
Licenses
Mortgage Broking-Skyeblu Pty Ltd ACN 108 370 341 ATF Skyeblu Trust ABN 72 898 673 754 is a corporate authorised representative (AR) # 492820 and Paul Cluff Trust Authorised Representative (AR) # 383304 are authorised representatives of Yellow Brick Road Finance Pty Limited CAN 128 708 109, a wholly owned subsidiary of the Yellow Brick Road group, Australian Credit Licence (ACL) 393195
Credit Guide & Privacy Statement
Financial Planning/Advice
MoneySmith Advice Pty Ltd ATF Moneysmith Advice Trust is a corporate Authorised Representative (# 130807) of Spark Advisers Australia Pty Ltd (ABN 34122486935) (AFSL 380552)
General Advice Warning
Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.