Financial Planners in Kingscliff

Specialist Lending Murwillumbah

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Specialist Lending for Unique Circumstances

Want to buy a home or area for development but unsure whether you meet the criteria for a standard loan? You may be eligible for specialist lending. At MoneySmith Group, we can assist clients who have had trouble getting traditional home or property development loans.


Contact us today if you:


  • Don’t have a strong credit history
  • Have had to apply for bankruptcy in the past
  • Don’t have the documentation required for regular loans
  • Receive income but have difficulty proving it
  • Want to consolidate several loans
  • Want to use part of a loan for business investments


If any of the above apply to you, we may be able to help. For specialist lending, we do not use credit scoring and will evaluate your circumstances individually.


Our approach involves a detailed review of eligibility criteria, loan terms, and supporting documentation to ensure clarity at every stage. With a focus on understanding your unique needs, we aim to provide structured guidance throughout the process. 


For assistance with specialist lending, contact MoneySmith Group on 1300 788 552. We serve clients Australia-wide, including Murwillumbah, Kingscliff, the Gold Coast and the Northern Rivers.

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Tailored Specialist Lending Options

Specialist lending involves evaluating non-standard borrowing requirements and finding financing options that align with unique circumstances. Our services include personalised support designed to address challenges like irregular income or non-traditional property purchases. 


  • Eligibility Criteria: Understand lender requirements and the necessary documentation. 
  • Loan Options: Explore loans tailored to non-standard financial circumstances. 
  • Repayment Plans: Evaluate repayment terms designed to align with cash flow. 
  • Lender Relations: Work with lenders specialising in unique borrowing needs. 


Thorough planning and understanding are critical when exploring specialist lending options. Contact us to discuss your lending requirements and learn how we can assist. 

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Frequently Asked Questions

  • What is specialist lending?

    Specialist lending provides financing for borrowers with non-traditional circumstances, such as irregular income or complex credit histories. It often requires additional documentation or customised solutions. Understanding lender criteria and preparing a thorough application are important steps in this process.


    Specialist loans are tailored to target specific challenges that may not align with standard lending requirements. This type of lending can offer opportunities for individuals with unique financial situations to access necessary funding.  

  • Who can benefit from specialist lending?

    Specialist lending may benefit those with non-standard financial situations, such as self-employed individuals or those purchasing unique properties. It can also be an option for those with limited credit histories.


    Reviewing eligibility requirements can help determine suitability. Borrowers who face challenges meeting traditional loan criteria may find specialist loans to be a viable solution. 

  • What are common types of specialist loans?

    Specialist loans can include low-doc loans, non-conforming loans, and loans for unique property types. These loans are typically tailored to specific borrowing needs and may involve different terms than standard loans. 


    Assessing loan features and requirements is essential. Specialist loans can also cater to niche markets, such as those purchasing rural or mixed-use properties. 

  • How is specialist lending different from standard lending?

    Specialist lending focuses on unique financial situations and may involve tailored terms, higher documentation requirements, or different lending criteria. It provides flexibility for those who may not meet traditional loan standards.


    Evaluating options thoroughly helps find the right fit for clients. Unlike standard loans, specialist lending considers factors such as irregular income and alternative credit profiles.

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