About Us

Individual, holistic financial advice

“Success is neither magical nor mysterious.
Success is the natural consequence of consistently applying basic fundamentals.”
― Jim Rohn


I started the MoneySmith Group in 2017 following over 35 years in the financial services industry, where I witnessed first-hand the financial struggles of everyday Australians. I began to see that our education system and often our own parents taught us financial survival strategies serving only to the lowest level of financial growth.   

A poor financial state is confidence-destroying and creates financial stress. True wealth is more than just finance. It also includes health, wellness & human connection.  My business is about this connection. 

Through tailored advice, structured programs and dynamic financial software, I help people move from surviving to thriving. My clients receive the guidance, support, education and motivation they need to build financial literacy and to achieve their goals.

We bust the myth that financial planning is only for the wealthy and make it our business to get people on the road to financial health and well-being. 

Are you ready to improve your financial well-being and to start achieving your financial goals?

Call us today on 1300 788 552 to book a 30-minute discovery session to help you get crystal clear on what you want to achieve and what’s currently holding you back from a better financial life

Your success is our ultimate reward.


PO Box 1218

Kingscliff NSW 2487


M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial, are Authorised Representatives of Ausure Pty Ltd ABN 94 096 971 854 AFS Licence No. 238433, an Australian Financial Services Licensee.

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Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia, Credit Representative Number 492820, are credit representatives of BLASSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

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Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.