Financial Advice

Increase your dollars and sense

One of the biggest misconceptions we come across today is the belief that financial planners are only for the rich, but nothing could be further from the truth.

There is a genuine gap in society where real financial guidance, education and empowerment are needed. The truth is that your financial planner can provide you with this, helping you in many different ways from budgeting and paying off your debt, to providing superannuation advice, personal risk analysis and management of your financial documents and Will.

Tailored financial advice

Our expert financial advisors have loved helping businesses and individuals ensure their financial security, manage their superannuation, plan for retirement, and build wealth, and now we’d love to do the same for you.

Understanding that no two families, businesses or retirement plans are the same, we create a personal financial plan based on your finances, goals, circumstances and risk profile to ensure you and your family are taken care of now and in the future.

Knowing that there are many different services you will require throughout your financial journey, we provide comprehensive financial planning. Your MoneySmith advisor will be able to assist you with all of the following:

  • Financial coaching
  • Budgeting 
  • Debt management
  • Document management
  • Insurances (business, personal and general)
  • Investments and gearing
  • Superannuation
  • Self-managed superannuation
  • Wealth building
  • Retirement planning
  • Aged care

For more information – DOWNLOAD our Schedule of Fees

Don’t leave your family’s financial future to chance; experience the peace of mind that comes from knowing your family’s future is secure. Speak to one of our financial advisors today on 1300 788 552.

Your success is our ultimate reward.


PO Box 1218

Kingscliff NSW 2487

M 0433 149 788

P 1300 788 552


Paul Cluff and PCFC Group Pty Ltd, ACN 615 084 243, ATF The PCFC Group Trust ABN 56 993 890 932 trading as MoneySmith Financial, are Authorised Representatives of Ausure Pty Ltd ABN 94 096 971 854 AFS Licence No. 238433, an Australian Financial Services Licensee.

Privacy Policy


Paul Cluff Credit Representative Number 383304 and Skyeblu Pty Ltd, ACN 108 370 341, trading as Moneysmith Australia, Credit Representative Number 492820, are credit representatives of BLASSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Credit Guide and Privacy Statement


Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.